Terms of Use

Last updated: 16 September 2026

1. Acceptance of Terms

By accessing or using the IKIGAI Yoga & Meditation website and services, you agree to be bound by these Terms of Use. If you do not agree, do not use the services.

2. Prohibited Conduct

• Deploying the services for purposes including but not limited to money laundering, financing of terrorism, price manipulation or any unlawful activity.
• Representing yourself as someone else or submitting inaccurate personal identification details.
• Attempting to interfere with, compromise or reverse-engineer any part of the platform.
• Using automated tools to access the services other than as expressly permitted.

3. Intellectual Property

All content, trademarks, software and materials on the site are the property of IKIGAI Yoga & Meditation or its licensors and are protected by applicable intellectual property laws. You are granted a limited, non-exclusive, revocable licence to use the services for their intended purpose.

4. Suspension & Termination

We may suspend or terminate access to the services at any time, with or without notice, if we believe you have violated these Terms or applicable law.

5. Eligibility

You must have attained at least 18 years of age (or the applicable age of majority in your location) and possess legal authority to execute a binding agreement. Services are unavailable to individuals residing in prohibited territories where provision would constitute a violation of law.

6. Indemnity

You agree to defend and exonerate IKIGAI Yoga & Meditation, its subsidiary entities and representatives against any claim or liability resulting from your violation of these Terms or your improper use of the services.

7. Services

IKIGAI Yoga & Meditation provides technology tools and educational information related to online investing. We are not your financial adviser. Nothing on this site constitutes personalised investment advice, tax advice or a solicitation to buy or sell any financial instrument.

8. Disclaimers

The services are provided "as is" and "as available" without warranties of any kind. Trading involves substantial risk of loss. See our Risk Disclosure for details.

9. Governing Law

These Terms are governed by the laws applicable at the seat of IKIGAI Yoga & Meditation, without regard to conflict-of-law principles.

10. Changes

We reserve the right to modify these Terms periodically. Your ongoing use of the services following such modifications indicates your acceptance of the updated Terms.

11. Fees

Applicable fees, spreads and commissions are disclosed within the platform or in the applicable fee schedule. You are responsible for any taxes arising from your activities.

12. Third-Party Services

The platform may contain links to or integrate with third-party services. We are not responsible for such services and their availability, accuracy or content.

13. Limitation of Liability

To the maximum extent permitted by law, IKIGAI Yoga & Meditation shall not be liable for any indirect, incidental, special, consequential or punitive damages, or any loss of profits or revenues, arising out of your use of the services.

14. Account Registration

You agree to provide accurate, current and complete information during registration and to keep this information updated. You are responsible for maintaining the confidentiality of your credentials and for all activities under your account.

15. Contact

Inquiries regarding these Terms should be directed via our contact form.

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